Why Do I Need General Liability

General liability insurance is the most important coverage for a contractor’s businesses. The reason for this is simply that litigation could arise from the activities and operations of a business without a warning. Incidents like a customer slip and fall – to injuries arising from your work – or damage to the property of third parties in the course of business operations are just some of the possible causes of claims, lawsuits and financial headaches.

Having a general liability insurance policy ensures that high costs of defending your business against claims of wrongdoing are 100% taken care of – less your deductible – of course. GL coverage also can help offset judgments against you resulting from litigation and even some license board decisions*.

Through LiveRate®, you can get quick liability insurance quotes and compare insurance company prices and policies. These carriers offer you detailed online quotations for several products, including commercial automobile and worker compensation employer’s liability policy for different trades, occupations, activities.

We have experts online and ready to help address any concerns you might be having and ensure you find the perfect policy for your business.

* Faulty Workmanship Coverage may not be included on all policy offers. Please check with your licensed agent/broker for details.